Who does DeCypher Financials work with?
Short answer
DeCypher Financials works with full-time U.S. content creators earning $40,000 or more a year who want bookkeeping, tax strategy and tax filing from one team that understands creator income.
Otavio Mayole, Co-founder, DeCypher FinancialsUpdated
We used to take any client. Now we only work with creators: YouTubers, TikTokers, UGC creators, coaches, and creators selling courses, merch or memberships. Your income comes from brand deals, AdSense, affiliates and digital products, and our whole system is built around that, from how we categorize your books to the business code on your return.
Why $40,000? Below that, there usually isn't enough tax on the table for us to make a meaningful difference, and a solid write-off system may be all you need. Above it, self-employment tax, quarterly payments and messy books start costing real money.
We're a high-touch team serving 150+ creators, and we meet with them throughout the year, so we're selective. We look for creators who share our values:
- Timeliness. You respond on time, the same way we do.
- Consistency. In your business and in your character.
- Transparency. Open books all year, so we can plan instead of guess.
- Competitive Greatness. You want to be better than other creators, like an athlete.
Our mission is to make tax education accessible to every creator. When you learn how the tax code works, you teach your friends and family, and the planning wealthy business owners use stops belonging to a small group.